Terms and Conditions

This website is owned and operated by Regatta Financial Pty Ltd A.C.N. 664 279 510 (‘Regatta’, ‘we’, ‘us’, and ‘our’) and its associated entities.

By using our website or downloading material from our website, you agree to abide by these Terms and Conditions of Use (Terms and Conditions). The Terms and Conditions govern your use of our website. If you do not agree with the Terms and Conditions, do not use this website.

You must use our website in accordance with the Terms and Conditions, only for lawful purposes.
We reserve the right to amend the Terms and Conditions without notice. Your continued use of our website will be deemed as an acceptance of the Terms and Conditions and any changes thereto.
Our website may contain links to, or display content of, third parties (Third-Party Content). We are not responsible for the Third-Party Content, and cannot guarantee that any Third-Party Content will be uninterrupted, error-free, accurate, complete, or current. We will not be liable for any loss or damage you suffer or incur when you access or use any Third-Party Content.
The material and information presented on our website is designed and directed at Australian residents only, and the products and services described in them are not directed at anyone in any country other than Australia.

Certain parts of our website may contain competitions or promotions from us. The terms and conditions for those competitions and promotions will be specified on the relevant parts of our website from time to time. By entering or participating in the relevant competitions or promotions, you agree to be bound by such terms and conditions.
Notwithstanding any specific terms or conditions, we reserve the right to remove, alter or add to competitions or promotions on our website, without notice.

All material on our website, including logo, information, text, graphics, design, multimedia material, layout, downloads, pricing, products, and services (Content) is owned by or licensed by Regatta and is subject to the Copyright Act 1968 (Cth) or other applicable laws or the Terms and Conditions. The content of our website is intellectual property and must not be reproduced, modified, transmitted, adapted, distributed, sold, published, or stored for any purpose, other than with prior written consent from us or unless permitted by law.
Your access or use of our website does not constitute or create a licence or any other right to use our Content.

The information contained on our website is for general guidance on matters of interest only and does not constitute financial or other professional advice. The application and impact of laws can vary widely based on specific facts involved. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. You should obtain specific advice from us relating to your own situation before taking any action.

Please refer to our Privacy Policy, which includes information about how your information is used by us. The Privacy Policy also forms part of these Terms and Conditions.

We do not make any representation or warranty (either express or implied) as to the completeness, accuracy, reliability or availability of our website and the contents. By accessing our website, you assume all risks associated with its use, including but not limited to the risk that your computer, software or data may be damaged by any virus transmitted by our website or by any Third-Party Content. To the extent permitted by law, all warranties, conditions, and claims (either express or implied) arising out of or in any way connected with our website are hereby excluded. By accessing our website, you agree to indemnify us for any loss (including any indirect or consequential loss), damage, costs, or expenses whatsoever suffered by an individual or entity arising out of or in any way connected with your access to our website.
Regatta and our officers, representatives, employees, agents, contractors, or agents shall not be liable for any loss, damage, claim expense, cost (including legal fees) or liability arising from your use or non-use of our website, or your reliance upon information contained within our website. To the fullest extent permitted by law, Regatta’s liability for any breach of any Term and Condition, representation or warranty is limited to, at our discretion:
The resupply of the goods or services;
The repair of the goods or services; or
The payment of the cost of having the goods or services supplied again or repaired.

You agree to indemnify Regatta and each of our officers, employees, representatives, agents, contractors, suppliers, and licensors of Regatta in respect to any liability, loss, or damage (including all legal and other costs on a full indemnity basis) suffered or incurred by them arising (in whole or part) out of the breach of or failure to comply with any of these Terms and Conditions, or any other default or wrongful conduct arising out of or in any way connected to the use of our website.

You understand and agree that our website is provided “as is.” We do not warrant or represent, whether express or implied in relation to our website or the information and material provided on our website.
We do not guarantee that our website is free from viruses, or that access to our website will be uninterrupted. You acknowledge and agree that your use of our website is solely at your risk.

If any provision of these Terms and Condition is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by the applicable law, and the unenforceable portion shall be deemed to be severed from these Terms and Conditions. Such determination shall not affect the validity and enforceability of any other remaining provisions.

These Terms and Conditions are governed by the laws of the State of Queensland and the Commonwealth of Australia and the parties irrevocably submit to the exclusive jurisdiction of the courts of Queensland and the Federal Court of Australia.